A modern operating stack for African SMEs.
Nexfin gives business owners practical systems for running core operations across food service, retail, beauty, micro-commerce, and internal people operations.
Restaurant Management System
A complete solution for restaurants and food businesses to manage POS, orders, kitchen workflows, tables, inventory, and reporting.
Built for operators who need smoother service, stronger visibility, and better day-to-day restaurant control.
Retail Store Management System
A smarter way to manage checkout, inventory, receipts, sales, and daily retail workflows from one connected system.
Ideal for stores that want more accurate records, simpler operations, and better visibility across daily business activity.
Beauty & Salon Outlet Management System
A streamlined system for salons and beauty outlets to manage appointments, customer activity, staff workflows, services, and day-to-day operations.
Designed for growing beauty businesses that want better service coordination and stronger operational control.
Digital Cashbook App
A lightweight digital cashbook for merchants who need a simple way to track cash flow, entries, balances, and daily business records.
Perfect for micro businesses moving from notebooks and manual records to a more structured digital workflow.
HR and Payroll System
A practical HR and payroll solution for small and mid-sized SMEs and startups managing employee records, payroll, attendance, and core people operations.
Built for lean teams that need clean people operations without enterprise software complexity.
RECONFLO
An end-to-end reconciliation and settlement automation platform built specifically for payment aggregators and fintechs operating in Sub-Saharan Africa.
RECONFLO automates the complete settlement lifecycle — from ingesting transaction data across POS, gateways, mobile money, and banks, to reconciliation, commission calculation, clearing file generation, and merchant payouts. The product is designed for payment aggregators, acquiring processors, and fintech operations teams that struggle with manual reconciliation, delayed settlements, scaling operations, and dispute management.
RECONFLO helps organizations reduce settlement cycles from days to hours, eliminate spreadsheet-heavy finance operations, reduce disputes, and scale merchant volumes without proportionally increasing operational headcount — ultimately turning settlement speed into a competitive advantage.
CIDS
An AI-powered credit underwriting and decisioning platform designed for lenders, SME banks, fintechs, and digital credit providers serving thin-file or underserved borrowers.
CIDS combines bank feeds, POS data, mobile money, ERP/accounting systems, and 80+ alternate data signals to generate automated credit intelligence, behavioural scoring, and lending decisions in under 60 seconds. Built for institutions that want faster, more accurate underwriting without replacing their existing LOS/LMS systems.
The platform improves approval rates, reduces manual underwriting effort, enables lending to customers with limited bureau history, and provides continuous borrower risk monitoring to help lenders make smarter and faster credit decisions at scale.
Why Nexfin works.
Every Nexfin product is built to reduce friction, improve visibility, and make business operations easier to manage. The result is a more organized business with better systems and more room to grow.
Request a DemoWho Nexfin is for.
- Restaurant owners and food service operators
- Retail store owners and multi-outlet merchants
- Salon and beauty business operators
- Micro merchants who want a digital cashbook
- Small and growing teams that need HR and payroll tools
- Payment aggregators and fintechs needing settlement automation
- Lenders and digital credit providers serving underserved borrowers